The Ministry of Sports and Social Welfare, Madhesh Province Government, Janakpurdham, has published an official notice inviting proposals for the Madhesh Province home insurance programme. The notice, dated 14 October 2026 (2083/06/28 BS), is part of the ministry’s approved annual budget and programme for fiscal year 2083/84.
Under the Madhesh Province home insurance programme, the ministry plans to insure homes and housing units across Madhesh Province against natural disaster risk, and to provide accident insurance for citizens as part of a life protection and social security insurance scheme. The programme is aimed at protecting families from financial loss when disasters damage or destroy their homes. The full official notice is shown below.
Who may submit proposals for the Madhesh Province home insurance programme
Proposals are invited only from insurance companies that have been selected under the province’s Procedure 2082, the procedure on home and housing protection insurance and accident insurance against natural disaster risk for citizens’ life protection and social security. The insurance company must be recognized by the Government of Nepal and must be duly registered under prevailing law.
Coverage targets and claim rules
The notice sets the following terms for the Madhesh Province home insurance programme:
- At least 17,500 houses or housing units inside Madhesh Province must be insured against natural disaster risk.
- Accident insurance must be provided for 5,000 individuals.
- If a house is fully damaged, the insurer must provide the insured amount to the beneficiary.
- If the damage is partial, the amount payable must be made available to the beneficiary promptly and easily through EFT (Electronic Fund Transfer).
- The detailed proposal must include the insurance process, the premium determination method, and terms covering the insurance amount and the premium payable for fully damaged houses and for accident insurance.
Deadline and other terms
Interested insurance companies must submit their detailed proposals within 21 days of the notice’s publication, which means the deadline is 4 November 2026. For further clarity about the Madhesh Province home insurance programme, the notice advises contacting the ministry. Other matters will be handled as per prevailing law, and if any ambiguity arises, the ministry’s decision will be final.