{"id":1025,"date":"2026-10-14T11:48:09","date_gmt":"2026-10-14T11:48:09","guid":{"rendered":"https:\/\/eve-construction.com\/?p=1025"},"modified":"2026-10-14T11:48:09","modified_gmt":"2026-10-14T11:48:09","slug":"madhesh-province-home-insurance-programme","status":"publish","type":"post","link":"https:\/\/eve-construction.com\/%e0%a4%a8%e0%a5%87%e0%a4%aa%e0%a4%be%e0%a4%b2%e0%a5%80\/madhesh-province-home-insurance-programme\/","title":{"rendered":"Madhesh Province Home Insurance Programme: Proposal Notice from Ministry of Sports and Social Welfare"},"content":{"rendered":"<p>The Ministry of Sports and Social Welfare, Madhesh Province Government, Janakpurdham, has published an official notice inviting proposals for the <strong>Madhesh Province home insurance programme<\/strong>. The notice, dated 14 October 2026 (2083\/06\/28 BS), is part of the ministry&#8217;s approved annual budget and programme for fiscal year 2083\/84.<\/p>\n<p>Under the Madhesh Province home insurance programme, the ministry plans to insure homes and housing units across Madhesh Province against natural disaster risk, and to provide accident insurance for citizens as part of a life protection and social security insurance scheme. The programme is aimed at protecting families from financial loss when disasters damage or destroy their homes. The full official notice is shown below.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/eve-construction.com\/wp-content\/uploads\/2026\/10\/madhesh-insurance-proposal-notice-2026-10-14.png\" alt=\"Official proposal submission notice for the Madhesh Province home insurance programme issued by the Ministry of Sports and Social Welfare, Madhesh Province Government\" \/><figcaption>Official notice issued by the Ministry of Sports and Social Welfare, Madhesh Province Government, Janakpurdham, Dhanusha, inviting proposals from insurance companies.<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/eve-construction.com\/%e0%a4%a8%e0%a5%87%e0%a4%aa%e0%a4%be%e0%a4%b2%e0%a5%80\/madhesh-province-home-insurance-programme\/#Who_may_submit_proposals_for_the_Madhesh_Province_home_insurance_programme\" >Who may submit proposals for the Madhesh Province home insurance programme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/eve-construction.com\/%e0%a4%a8%e0%a5%87%e0%a4%aa%e0%a4%be%e0%a4%b2%e0%a5%80\/madhesh-province-home-insurance-programme\/#Coverage_targets_and_claim_rules\" >Coverage targets and claim rules<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/eve-construction.com\/%e0%a4%a8%e0%a5%87%e0%a4%aa%e0%a4%be%e0%a4%b2%e0%a5%80\/madhesh-province-home-insurance-programme\/#Deadline_and_other_terms\" >Deadline and other terms<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Who_may_submit_proposals_for_the_Madhesh_Province_home_insurance_programme\"><\/span>Who may submit proposals for the Madhesh Province home insurance programme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Proposals are invited only from insurance companies that have been selected under the province&#8217;s Procedure 2082, the procedure on home and housing protection insurance and accident insurance against natural disaster risk for citizens&#8217; life protection and social security. The insurance company must be recognized by the Government of Nepal and must be duly registered under prevailing law.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Coverage_targets_and_claim_rules\"><\/span>Coverage targets and claim rules<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The notice sets the following terms for the Madhesh Province home insurance programme:<\/p>\n<ul>\n<li>At least 17,500 houses or housing units inside Madhesh Province must be insured against natural disaster risk.<\/li>\n<li>Accident insurance must be provided for 5,000 individuals.<\/li>\n<li>If a house is fully damaged, the insurer must provide the insured amount to the beneficiary.<\/li>\n<li>If the damage is partial, the amount payable must be made available to the beneficiary promptly and easily through EFT (Electronic Fund Transfer).<\/li>\n<li>The detailed proposal must include the insurance process, the premium determination method, and terms covering the insurance amount and the premium payable for fully damaged houses and for accident insurance.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Deadline_and_other_terms\"><\/span>Deadline and other terms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Interested insurance companies must submit their detailed proposals within 21 days of the notice&#8217;s publication, which means the deadline is 4 November 2026. For further clarity about the Madhesh Province home insurance programme, the notice advises contacting the ministry. Other matters will be handled as per prevailing law, and if any ambiguity arises, the ministry&#8217;s decision will be final.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Ministry of Sports and Social Welfare, Madhesh Province Government, Janakpurdham, has published an official notice inviting proposals for the 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